Privacy Policy

What do we do with your information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and tax identification number assets, income and account balances personal information and account and wire transfer information.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information

Do we share? Can you limit this share?

For our everyday business purposes
such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No

For our marketing purposes
to offer our products and services to you 		Yes No

For joint marketing with other financial companies
No We don’t share

For our affiliates’ everyday business purposes
information about your transactions and experiences 		Yes No

For our affiliates’ everyday business purposes
information about your creditworthiness 		No We don't share

For nonaffiliates to market to you
No We don’t share

For our affiliates’ to market to you
No We don’t share

What we do

How do we protect your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safegaurds and secured files and buildings.

Among other things, we also restrict access only to those who need to know such information to perform their duties.

How do we collect your personal information?

We collect your personal information, for example when you

  • open an account or make subscriptions or redemptions
  • provide account information or provide your contact information
  • make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

How can you limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

What happens when you limit sharing for an account you hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.